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Home Loan in Bangalore

Buy your dream home in The silicon valley of India with Axis Bank Home Loans.

Home Loan in Bangalore

Discover Bangalore, a city where cultural richness meets technological innovation. With some of the most favourable Home Loan rates in Bangalore, it's an ideal destination for anyone looking to establish a home in one of India's most progressive cities.

Bangalore – One of the best cities to live in India

Bangalore stands out as an exemplary place to live, weaving together a tapestry of cultural heritage with a modern, tech-driven lifestyle. It is known as the Silicon Valley of India, offering not just a booming IT sector but also attractive Home Loan interest rates, making homeownership a reality for many. Bangalore has been awarded as the 'Best City to Live in' by the Ease of Living Index 2022. Whether you're starting a family or a new business, this city's supportive infrastructure and vibrant community make it a top choice.



Features and benefits of buying a home in Bangalore with Axis Bank Home Loans

  • Select between fixed and floating Home Loan interest rates in Bangalore to fit your financial strategy.
  • Access the premier online services for Home Loan management, allowing payments and account management from any location.
  • Experience efficient, clear and prompt Home Loan processing and disbursement.
  • Extend your Home Loan tenure with manageable EMI options, ensuring a smooth repayment journey.
  • Utilise Axis Bank’s Home Loan offerings in Bangalore to settle your loan in advance without incurring extra charges on loans with floating interest rates.


Eligibility criteria to avail of Axis Bank Home Loan in Bangalore

Ensuring you meet the eligibility requirements for a Home Loan in Bangalore can facilitate a swift and seamless application process. Eligibility is based on age, financial status, existing financial commitments and credit history.

To enhance your Home Loan eligibility:

  • Consider a joint Home Loan application
  • Apply for an extended repayment tenure
  • Clear any outstanding debts
  • Maintain a robust credit score, ideally above 750
  • Disclose all additional sources of income


Documents required to get Axis Bank Home Loan in Bangalore

  • Application form and PAN Card
  • ID proof, such as passport, Aadhaar card or driving licence
  • Proof of residence, such as Aadhaar card or utility bills
  • Proof of income, which varies for salaried and self-employed applicants
  • Property documentation (to be submitted before loan disbursal)
  • Additional documents may be necessary. For a comprehensive list, please refer to the detailed documentation requirements.



Home Loan interest rate in Bangalore

Understanding the current Home Loan interest rates in Bangalore is a crucial step in your application process. Check out detailed information on Housing Loan interest rates in Bangalore with Axis Bank.



Home Loan EMI Calculator

Seek clarification on the EMIs you must pay for a Home Loan in Bangalore with Axis Bank using the Home Loan EMI Calculator. Input the loan amount, tenure and interest rate to receive an instant estimate of your monthly EMI. You can plan to avail of a Home Loan and calculate your monthly repayments in advance with our EMI Calculator.



How to avail of Axis Bank Home Loan in Bangalore?

Axis Bank makes obtaining a Home Loan straightforward and efficient. Begin your application for a Home Loan in Bangalore through any of the following methods:

  • Online: Click here to initiate your application
  • Branch visit: Find your closest Axis Bank branch here
  • Phone banking: Dial 1-860-419-5555, 1-860-500-5555 or 1800-103-5577
  • SMS: Send 'home' to 5676782 to apply for a Home Loan via SMS


FAQS

The lowest interest rate for a Home Loan in Bangalore is 8.75% p.a. for salaried individuals and 9.1% p.a. for the self-employed.

To apply online for a Home Loan in Bangalore, initiate your application here.

You can avail of a Housing Loan in Bangalore up to ₹5 crore, depending on your eligibility.

While Axis Bank does not specify a minimum salary for Home Loan eligibility in Bangalore, the loan amount sanctioned often correlates with your income. Typically, the Home Loan extension can be up to 60 times your monthly net salary.

The lowest interest rate on a Home Loan in Bangalore with Axis Bank starts at 8.7% p.a. This rate is influenced by several factors, including the loan tenure, your credit score, employment details, the type of property and its location, and the loan-to-value ratio. A higher credit score and a stable job profile can help secure lower Home Loan rates in Bangalore.



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